BAP eyes 2019 launch of digital banking IDs

Credit to Author: MAYVELIN U. CARABALLO, TMT| Date: Tue, 26 Mar 2019 16:19:26 +0000

A digital banking ID registry that will allow for data storage and exchange among members is expected to be launched later this year by the Bankers Association of the Philippines (BAP).

In a statement on Tuesday, the industry group said the initiative would be spearheaded by its new leadership under Bank of the Philippine Islands (BPI) President and CEO Cezar Consing.

During a recent annual membership meeting, Consing expressed gratitude to his predecessor, Nestor Tan, under whose leadership the BAP developed the foundation for the ID registry and increased its focus on cybersecurity.

“The Philippine banking industry is transforming itself so as to continue to be relevant to one of the world’s fastest growing economies. Digitalization, cybersecurity, and financial liberalization are issues foremost on bankers’ minds,” Consing was quoted as saying.

The BAP said the ID registry would set the foundation for e-KYC or electronic know-your-customer and future use cases.

“This facility, powered by blockchain technology, will make it easier and faster for clients to open accounts and avail of banking services with BAP’s member banks,” it added.

Several member banks are already developing systems to be able to interface with the ID registry, the BAP continued.

The industry group also espoused the Government Securities Roadmap for more cost-efficient trading of fixed income instruments and sustained regular dialogues with regulators for the liberalization of the foreign exchange market.

The BAP, the lead organization of universal and commercial banks in the country, includes Asia United Bank, BDO Unibank Inc., BDO Private Bank Inc., Bank of Commerce, BPI, China Banking Corp., CTBC Bank (Philippines) Corp., Development Bank of the Philippines, East West Banking Corp., Land Bank of the Philippines, Maybank Philippines Inc., Metropolitan Bank and Trust Co., Philippine Bank of Communications, Philippine National Bank, Philtrust Bank, Philippine Veterans Bank, Rizal Commercial Banking Corp., Robinsons Banking Corp., Security Bank Corp. Union Bank of the Philippines, and United Coco Planters Bank.

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